Compliance built in, not bolted on.
A precious-metals kiosk is a regulated instrument. We engineered Gold.Kiosk to pass the compliance review first, then designed the customer flow around it — which is why our posture is approved by twelve regulators and counting.
How KYC works at the kiosk.
Document capture
ICAO-compliant doc scanner reads the MRZ and NFC chip. Supports passports, national IDs, and residency cards in 142 jurisdictions.
Liveness
Face match between the document photo and a live capture with anti-spoof. Thresholds tuned for the jurisdiction's regulator expectations.
Sanctions & PEP
Real-time screening against OFAC, UN, EU, HMT, and local lists. PEP screening with adverse-media search. Matches route to a human reviewer.
Thresholds
Tiered limits per customer: one-shot anonymous up to the jurisdictional floor, light-KYC mid-tier, enhanced-KYC for high-value. Transparent in-flow.
Reporting
Automated SAR/CTR filings to the FIU of the jurisdiction. Every report attributable to a spectrum, a kiosk, and a human doc capture.
Audit
Seven-year retention of transaction, doc, and spectrum data. Regulator audit access via a read-only compliance portal.
Regulatory approvals by market.
| Market | Framework | Status | Since |
|---|---|---|---|
| United States | FinCEN · BSA · 31 CFR Chapter X | MSB registered · state licensed | 2022 |
| United Arab Emirates | CBUAE · AMLCFT Law 20/2018 | Approved for deposit-taking integrations | 2023 |
| Saudi Arabia | SAMA · AML Circular 42 | Approved · branch network live | 2024 |
| India | SEBI · PMLA · RBI payment rails | Approved via banking partner | 2025 |
| Singapore | MAS · PMSA 2019 | Registered · Tier 1 dealer | 2024 |
| Germany | BaFin · GwG | Approved for partner-bank rails | 2025 |
| United Kingdom | HMRC · MLR 2017 | High-value dealer registered | 2025 |
| Hong Kong | C&ED · DPMS ordinance | Category A licensed | 2024 |
Need our full compliance pack?
The 38-page regulatory & IP diligence document covers every market framework, SAR processes, and model governance.